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The Life of FRANCES L OWENS

Services for Frances Fraser Owens, 85, of Calvin Manor, 4210 Hickman Road, who died of a heart ailment Thursday at the manor, will be at 1 p.m. Saturday at Westover Funeral Home.  Burial will be in Highland Memory Gardens Cemetery.

Born in Homes, Mrs. Owens lived in Des Moines since 1925 and was a retired 23-year employee of Veterans Administration.  She was a member of Westminster United Presbyterian Church.

Survivors include two daughters, Dorothy F. Womack of Clearwater, FL; and Roberta F. Kruse of Des Moines; and five grandchildren.

Memorial contributions are suggested to Westminster United Presbyterian Church or the American Cancer Society.

Friends may call after 2 p.m. today at the funeral home.

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